Offers information, education, and counseling to enhance your abilities to manage money and invest in your future. Personal Financial Management services include:

Credit Reports & Understanding Credit – 25% of credit reports have serious errors. These errors will impact your ability to take out a loan or significantly increase the interest rate you pay, restrict employment opportunities, affect your security clearance, determine how much security deposit is required for utilities, rent, etc. The Fair Credit Reporting Act requires each of the three major consumer reporting companies, Equifax, Experian, and TransUnion, to provide you with a free copy of your credit report, at your request, once every 12 months. You can access your free reports through the following website at Annual Credit Report.

Financial Planning – Money does matter! Living paycheck to paycheck leaves little breathing room. Budget your money and you’ll see where you can cut back and begin building emergency funds. Call to schedule a one-on-one appointment to meet with a financial counselor.

Where are you financially? – Analyzing your spending habits will allow you to see where your money is going, enable you to institute changes, and prevent you from making a financial commitment before you are ready. No matter what your results are, financial counseling is FREE at the Airman and Family Readiness Center and can assist you in finding solutions that will benefit you, your family, and your career.

Debt Management – Would you like to see exactly how much interest you are paying to your creditors and have got a plan to get out of debt? The University of Utah developed PowerPay Take a minute to establish an account.

Keys to Investing Success: Building Your Financial Foundation – This workshop is designed to give Airmen a general overview of personal financial management. Topics covered include spending plans, financial goal setting, emergency savings, debt management, investing, and much more.

Improving your credit score – This workshop is designed to help Airman understand the importance of maintaining a good credit score, how to access their credit score, what makes up a credit score, and how to improve their credit score.

Investing in your future: Thrift Savings Plan – This workshop is designed to help Airman understand the importance of saving for retirement. The workshop will cover an overview of the Thrift Savings Plan, how to enroll, and investment options.

Home Buying Seminar – This workshop is designed for Airmen looking to purchase a home.

The Airman & Family Readiness Center assists spouses, individuals who are transitioning out of the military, and other authorized personnel with obtaining employment. We provide employment skills training to prepare you for the job search – resume writing, interview skills, local job market information, and so much more! We can also help you learn about the local area, state, and federal job markets.

Check out our Facebook page: Job Opportunities – Kunsan AB Community

Explore opportunities and apply for jobs in the Federal Government: USAJobs

Wayne Community College has partnered with College Central Network, an interactive web-based tool designed to connect employers and job candidates locally and across the state. This program allows employers to directly post positions and contact jobseekers. Job seekers can search for jobs, upload employment documents, and access career information.

Services Offered:

One-on-one career counseling – Individual assistance is available for career coaching, resume review, learning about the local area job market, etc.

Employment Skills Classes:

Civilian Resume/Job Search Class – Learn how to develop an effective resume, conduct a job search and get important tips on the interview process.

Federal Resume Writing – Learning the ins and outs on how to write the USAJOBs Federal resume as well as understanding how to read and interpret the job announcement.

LinkedIn Class – Learn how to develop a professional networking profile to aid in your job search.

Career Readiness Certificate (CRC) Testing – North Carolina’s CRC is a portable credential that promotes skills and career development for individuals and confirms to the employer whether a potential employee has the necessary literacy, numeracy, and problem-solving skills to be “job-ready.”

Military Spouse Employment Partnership (MSEP) – MSEP provides military spouses with access to employment opportunities available thru a broad range of industries and trades with opportunities in finance, healthcare, retail, staff, technology, and specialty areas to name just a few.

MyCAA Scholarship (Military Spouse Career Advancement Account) – MyCAA provides up to $4,000 of financial assistance to eligible military spouses who are pursuing a license, certification, or Associate’s degree in a portable career field and occupation.

Military OneSource Spouse Education and Career Opportunities (SECO) – SECO can help you search for information on portable careers, get you started on your education, finalize that perfect resume, or assist you with your career planning.

Assists service members and their families in managing the challenges of deployments and separations before, during, and after they occur. Personal and Family Readiness offers the following programs:

Pre-deployment Briefing: Mandatory briefing for the military member (spouses encouraged to attend) covering, Red Cross, services for families during deployment, AFAS services, and overview of handouts.

Reintegration Briefing: Mandatory briefing for the military member (spouses encouraged to attend). This class covers the stress of reunion on the family; communication challenges that can occur, and the truth about expectations for those returning from deployment. The post-deployment workshop features briefings by: A&FRC, Mental Health, Chaplain, Sexual Assault Response Coordinator, Family Advocacy, and the Military Family Life Counselor (MFLC).

Hearts Apart Program: Open to immediate family members who have a loved one currently deployed, on a remote tour or TDY. Allows deployed family members to network and interact with fellow families.

Assists our military families with their relocation needs–both in and out of Kunsan AB

Newcomers orientation/information fairs – Wing-wide program, held monthly to welcome military members and their families to the base; briefers include representatives from the base and community to provide information on Kunsan AB and the local area. Newcomers Orientation is mandatory for all active duty newcomers; family members and new DOD employees are welcome to attend. For scheduling, active duty see MPS during in-processing and DOD employees see CPO.

Sponsorhip – Sponsors must be trained upon appointment to sponsorship duties. This training expires one year from the date of the training.

Online eSponsorship Application & Training

MILITARY INSTALLATIONS – Provides information on over 250 military installations and communities worldwide

Travel Planner/Street Atlas USA/Auto Map – Web-based program with timelines, maps, and other items you can personalize based on your relocation plans and needs

ABCs of PCSing – Assists military members and their families who are leaving Kunsan AB; points you in the right direction, i.e. who you need to see and when … especially helpful if this is your first PCS

The Transition Assistance Program (TAP) provides retiring, separating, and demobilizing Service members the information, skills, and knowledge needed to make a successful transition to the civilian sector. TAP services should be started at the one-year point for separating and the two-year point for retiring Service members.

Step 1: Pre-Separation Counseling (Mandatory) - Pre-separation counseling must be accomplished no less than 90 days before separation but optimally at the one-year point for separating and two-year point for retiring Service members. Pre-Separation counseling represents the most holistic, personal, and extended component of TAP. Counseling is offered most Weds.

eBenefits Account (Mandatory) - This portal is a one-stop shop for benefits-related online tools and information for Wounded Warriors, Veterans, Servicemembers, and families of Service Members. Members must register with their CAC at www.ebenefits.va.gov. Members should bring proof of registration to their pre-separation counseling.

Step 2: 5-Day TAP Workshop (Mandatory) - Department of Defense, Department of Labor, and Veterans Affairs partnership. The workshop will cover Transition Overview, Military Occupation Code Crosswalk, Financial Planning, DoL Employment Workshop, and VA Benefits Briefing I & II.

Step 3: Capstone (Mandatory) - One on one appointment with Community Readiness Consultant/Specialist.

Step 4: 2-Day Tracks (Optional)

Entrepreneurship Track: Boots to Business – Facilitated by Small Business Administration, this track is for those individuals who are interested in developing a small business or franchise.

Higher Education Track – Facilitated by the Department of Defense, this track is for those who plan to focus on their academic goals after they transition from the military.

Career Exploration and Planning – Facilitated by Veterans Affairs, this track is for individuals who have determined that technical training best supports their career goal.

The Air Force Aid Society supports the mission of the Air Force by relieving the financial distress of service members and their families with educational assistance and through proactive programs. Below are the various programs Air Force Aid Society offers:

Financial Assistance:

• Interest-free loans/grants are available for:
• Basic Living Expenses
• Emergency Travel
• Essential Car Repair
• Natural Disasters
• Dependent Funerals
• Pay, or Allotment Problems
• Medical/Dental expenses not covered by TRICARE
• Falcon Loans
  
  

Education Programs: The General Henry H. Arnold Education Grant Program provides up to $2000 in grants for college education for Air Force family members. Applications can be submitted online: www.afas.org.

Air Force Aid Society’s Community Enhancement Programs:

Bundles for Babies: This Air Force Aid Society (AFAS) sponsored program offers an educational class for Active Duty Air Force members and their spouses. This class is facilitated by the Family Advocacy Nurse Specialists (FANS) and is geared towards new parents. The AFAS provides each participant with a $50 gift card to be used at the Base Exchange to purchase items for the expectant mother or for their new baby.

Child Care for PCS Program for Family Care Providers: Active duty members on a Permanent Change of Station (PCS) move and members on retirement orders who need hourly care. Care will be provided at the local CDC or the child and youth centers based on space availability. A copy of PCS orders is required to receive a certificate. Members can obtain a Certificate of Eligibility from the A&FRC, Building 3801, or call (919) 722-1123.

Car Care Because We Care: The program was designed to ease the impact of deployment on Air Force families by providing a cash-equivalent voucher so that a member’s primary vehicle can be given basic maintenance service at the FSS Auto Hobby shop. This program allows a spouse whose sponsor will be deployed for over 30 days to receive preventive maintenance (oil/filter change and lube) on the family’s primary vehicle. If additional repairs are needed, referrals can be made to Air Force Aid.

Give Parents a Break: The Air Force Aid Society (AFAS) recognizes that Air Force families are subject to unique stresses due to the nature of military life – deployments, remote tours of duty, extended working hours, etc. This program is offered twice monthly (first and third Saturday) for the purpose of allowing families a few hours break from the stresses of parenting. Families may use this time to suit their personal needs. Families are given certificates to use the program for a specific time. Contact the local CDC for dates and times.

Respite Care: This program is offered to active duty Air Force families with a family member(s) enrolled in the EFMP program. The goal of the program is to provide a “break” for a few hours a week/month to families who have the responsibility of 24 hours-a-day care for an ill/disabled family member. AFAS assistance for respite is based on need — the need for respite time.

Phone Home Program: The Air Force Aid Society’s (AFAS) Phone Home Program provides prepaid calling cards for deployed Air Force members, including single and married service members when they deploy for 30 days or more in the Area of Responsibility (AOR). This program makes it possible for the service member to phone home to family or friends during deployment and to make emergency contacts when necessary, without added expense to the service member. Cards are provided in the AOR.